One of the most common mistakes that we at Craig Insurance Group, serving the greater Raleigh, NC area, have seen boat owners make, is canceling their boat insurance during the winter months when their boat is not being used. They do not understand whether or not boat insurance covers boats that are being stored or what types of damage can occur to boats being stored for the winter. 

What Types of Damage Can Occur When Your Boat is Being Stored? 

When a boat is being stored, damage can still happen. Boats that are stored outside are susceptible to the weather and outdoor elements. Flood waters and falling tree limbs can damage the boat. Vandals can also damage a boat that is being stored outside. Boats that are being stored inside or outside can also be damaged by fires or can be stolen. 

Does Boat Insurance Cover a Boat That is Being Stored? 

Boat insurance may cover your boat while it is not being used if you have a comprehensive boat insurance policy. Not every policy will cover a boat while it is being stored, but it is highly recommended that you find a policy that does fully cover your boat, both on land and in the water. 

Contact Us Today

Boat damage can occur when a boat is on the waterways being used, or when a boat is being stored in the winter months. Here at Craig Insurance Group, serving the greater Raleigh, NC area, we help to find you boat insurance that fully covers your boat when it is being used on the water and when it is being stored in the winter. Call us today and let us find you the ideal boat insurance policy for your needs.