At Craig Insurance Group in Raleigh, NC, we’ve observed a growing trend in claims that could be covered under umbrella insurance. These policies offer added liability coverage beyond your primary policies, including auto and homeowners insurance. This article will highlight scenarios where umbrella insurance can be incredibly beneficial.
Situations Where Umbrella Insurance is Advantageous
Numerous unexpected situations occur in our everyday lives. Preparation for such incidents can be significantly boosted with a personal umbrella insurance policy.
Homeowners Protection
In addition to your primary policy, umbrella coverage can cover expenses exceeding your liability insurance. This additional coverage can be beneficial if someone sustains injuries on your property or causes damage to another’s property.
Automobile Accidents
This scenario offers a compelling argument for considering umbrella policies. Standard auto insurance policies might not cover the complete cost of damage resulting from severe accidents causing extensive injuries or property loss. An umbrella policy can fill in this gap.
Social Host Liability
If an event you host sees a guest sustain injuries or property damage occurs, your umbrella policy might offer essential protection.
Defamation or Invasion of Privacy
If a personal dispute escalates into legal matters in this modern digital era, umbrella insurance can offer a comprehensive layer of coverage if you find yourself amid defamation or invasion of privacy claims.
Prepare for Unexpected Incidents
If you want to be prepared to tackle the potential hazards of daily life, contact Craig Insurance Group in Raleigh, NC, to learn more about umbrella insurance coverage. We’ll guide you toward an appropriate policy and provide a coverage quote.
