Owing an RV is quite an investment as it doesn’t come cheap. It’s also an exciting feeling touring with everything under one roof. But before you hit the road, think about your safety and your huge investment. RV insurance is a safety net you ought to think about in case of an unfortunate occurrence. That said, you need proper coverage for your RV. Many coverage options are available, making it essential for you to understand them before signing that policy.
Craig Insurance Group is here to help you understand four key areas covered by RV insurance. Let’s explore.
- Liability coverage: North Carolina requires you to have at least a minimum liability coverage if your RV is on the road. Liability insurance protects you from damage or injuries caused by your RV to others like legal costs, medical, or property damage.
- Comprehensive coverage: Some accidents do not necessarily happen on the road. You never know what can happen outdoors, so comprehensive coverage is ideal. It covers most of the things that may happen to your RV, like fire, vandalism, theft, etc.
- Collision coverage: Collision coverage foots the cost of repairing or replacing your RV regardless of who is at fault. However, you will have to pay for the deductible as stated in your policy.
- Underinsured/ uninsured motorist: Not everyone will follow the law. You still find uninsured motorists on the road. If your RV got hit by someone with no insurance, you would have to foot the bill. It is the same case if the underinsured hit you. The cost may not come cheap. That’s why underinsured and uninsured policies come in handy.
RV insurance in Raleigh, NC
You don’t want to be on the wrong side of the law, and nor do you want to wipe out all your savings in the name of RV damages and claims. Be smart, buy RV insurance, and travel the world with nothing to worry about. If you live in Raleigh, NC, or the surrounding area, contact us at Craig Insurance Group for your policy.
