If you have been shopping for car insurance in Raleigh, NC, you have likely been advised to consider adding rental reimbursement coverage to your policy at some point. You should get rental reimbursement coverage because it’s among the essential auto insurance add-ons that you can get.
Here’s what to know.:
1. What Is Rental Reimbursement Coverage?
Suppose you get into a collision, and your vehicle is damaged, and you have collision or comprehensive coverage as part of your auto insurance cover. In that case, the insurer will pay to repair it. According to reliable statistics, the average duration for a car repair after a collision is 11 days. This means that you will not have your car for the period of the repair and you need alternative transport which will cost you extra. Rental reimbursement coverage will pay the additional cost of you using alternative transportation.
2. Why Do You Need Rental Reimbursement Coverage?
There are numerous advantages to having rental reimbursement coverage on your auto policy. This is why at Craig Insurance Group, we encourage you to get this coverage. The advantages are:
- Cheaper cost: Paying for alternative transportation out of pocket when your vehicle is being repaired after a collision can be very expensive. This is especially true if you have to rent a car. Getting rental reimbursement coverage is a cheaper alternative. The coverage is usually affordable because most insurers have business deals with car rental companies.
- Convenience: Not having a mode of transportation can be very disruptive to your life, especially if you hadn’t set aside some emergency money for this purpose in advance. Having rental reimbursement coverage as part of your auto policy eliminates this hurdle. Additionally, your insurer will conveniently provide you with a rental car as soon as they take away your vehicle for repair.
Are you a Raleigh, NC, resident looking for auto insurance with useful coverage add-ons? Contact Craig Insurance Group today.
