The auto insurance policy that suits you may not be suitable for others. Each person has specific needs, and what they need or want to add to their basic auto policy will differ. In Raleigh, NC, the basic mandated auto insurance is 30/60/25. This covers $30,000 for one person injured, $60,000 for two or more injured, and $25,000 for property damage. At Craig Insurance Group, our team will help ensure you have all the coverage you need.
Collision and Comprehensive Coverage
The most common add-ons are collision and comprehensive coverage. If you have an auto lease or loan, you’ll need these two coverages that protect the vehicle in which they still have an interest. If you use your vehicle every day and it’s an essential part of your life, these are also coverages you may want to consider. Repairing or replacing a vehicle after damage can be very costly.
Full Glass Coverage
Comprehensive coverage includes glass coverage, but there’s a deductible you must pay. If you opt for full glass coverage, you won’t have to pay the deductible.
Roadside Coverage
Roadside coverage offers the same type of coverage as typical auto club coverage. If your car doesn’t start, you lock yourself out of the car, have a flat tire, or have a breakdown, you have a number to call, and they will come and provide the assistance you need.
Rental Coverage
If you’re in an accident and your vehicle is in the shop or totaled, you’ll need a replacement vehicle. This coverage provides access to the rental vehicle you need.
Contact the independent insurance agents at Craig Insurance Group in Raleigh, NC, to learn about all the customization you can do to your basic auto policy.
