Owning a recreational vehicle (RV) allows you to explore the great outdoors while enjoying the comforts of home. However, RV ownership is responsible for protecting your investment against the elements. Weather-related damage can pose serious risks to your RV, whether it’s heavy winds threatening structural harm or large hailstones pummeling the roof. At Craig Insurance Group in Raleigh, NC, we offer comprehensive insurance to protect your RV from a range of perils.

Understanding Weather-Related Risks

Weather-related damage to your RV can take many forms. Wind damage during storms and hailstones are some of the most common threats, but they’re not the only ones. Water damage can occur from flooding and leaks. Your RV can also experience UV damage due to prolonged sun exposure.

Preventative Measures for Your RV

Taking proactive steps to protect your RV from weather-related damage can save you significant time, money, and stress. Regular maintenance and inspections are essential to keeping your investment sound. You’ll also want to have a proper storage solution where the vehicle is well-covered and out of the elements.

Choosing the Right RV Insurance

While taking preventative measures to protect your RV is important, having the right RV insurance is equally as important. Comprehensive coverage can help cover non-collision incidents, such as storms, theft, and vandalism. You may also consider special endorsements to protect against damage caused by severe weather.

Protect Your RV With Tailored Coverage

Safeguarding your RV from weather-related damage requires a proactive approach, combining routine maintenance, intelligent storage solutions, and insurance coverage. We tailor your RV insurance to meet your unique needs and budget at Craig Insurance Group. Call our Raleigh, NC office at 919-786-1960 to build your policy.

Secure Your Travelling Home with Craig Insurance Group

Are you a proud RV owner in Raleigh, NC looking for comprehensive RV insurance? At Craig Insurance Group, we appreciate the treasured investment that your RV is and the numerous ways in which you may use it. Whether it’s your full-time home on wheels or a stored vacation unit, we ensure it receives the right cover.

Why Choose Our Skilled Agents for RV Insurance?

At Craig Insurance Group, we understand the unique requirements and risk factors associated with owning an RV. Our dedicated agents prioritize securing your RV against damage, theft, and other potential losses.

Is Your Stored RV Insurance Protected?

Many RV owners make the mistake of suspending their insurance during non-travel periods. Your RV may be at risk even while in storage, making ongoing insurance essential. Our agents are committed to ensuring you remain protected all year round.

Getting the Right Coverage for Your RV

Understanding and selecting the right insurance can be daunting. Our agents bring deep knowledge, enabling them to provide the best quotes from leading insurers for your consideration. This enables you to select the coverage that fits your needs confidently.

Contact Craig Insurance Group for RV Insurance in Raleigh, NC

Let’s secure your RV together. If you’re in Raleigh, NC, and are looking for comprehensive RV insurance coverage, contact us at Craig Insurance Group today. We provide round-the-year protection for your mobile home, regardless of how frequently it hits the road.

Embarking on the exciting journey of full-time RV living? Here at Craig Insurance Group, providing RV insurance to residents in the greater Raleigh, NC area, we want to help ensure that your home on wheels is protected every mile of the way.

Home Sweet Home: RV Insurance Essentials

Your RV is more than a vehicle; it’s your home. Look beyond standard auto coverage. Seek policies that cover personal belongings, offer liability protection, and include comprehensive coverage for unexpected incidents during your travels.

Nomadic Life, Specialized Coverage

Traditional homeowners’ insurance won’t cut it for your nomadic lifestyle. Find insurers versed in the unique needs of full-time RVers. Opt for flexible policies that cover you as you travel from state to state, providing peace of mind wherever you roam.

Wheels, Walls, and Beyond: Additional Protections

Consider add-ons to address RV-specific challenges. Coverage for attached accessories and personal belongings ensures you’re prepared for the unexpected, enhancing your peace of mind on the road.

Roadside Assistance: A Traveler’s Lifeline

Breakdowns happen. Ensure your insurance includes reliable roadside assistance. From flat tires to dead batteries, having a helping hand a phone call away turns potential disasters into minor inconveniences.

We Are Here To Help

Hit the road confidently, knowing your home on wheels is safeguarded. With a comprehensive insurance plan tailored to your unique lifestyle, you can focus on the journey, not the worries. Whether you’re looking for your first RV insurance policy or you are just looking to switch to a company that provides better coverage for your needs, the team at Craig Insurance Group, providing insurance products to residents in the greater Raleigh, NC region, is here to help you. Call today to get started. 

Your North Carolina RV is a vehicle, but it provides so much more value.  In order to maintain this RV-based enjoyment, however, you’ll need to follow the local laws and protect your investment. Craig Insurance Group in Raleigh, NC understands RV insurance needs and has these tips for RV owners. 

North Carolina RV Liability Coverage

RVs travel down the highways just as any car and thereby need similar liability coverage. The state of North Carolina describes three types of coverage that might apply:

• Bodily injury is the coverage that protects you in the case of an accident where someone gets hurt. That injury could be inside your RV or someone impacted on the street or in another vehicle. This coverage provides medical care and more.
• Property damage is the liability coverage that will support payment for the impacted vehicles, homes, or city property that may have been damaged in your accident. 
• Supplementary liability coverage is the support you need for legal complications. This coverage can help cover bail bonds, loss of income, and legal judgments.

Uninsured motorist coverage is the policy you want to protect you from a driver who does not have any of the above.

Damage and Repair Coverage

Damage and repair of your RV will be a separate feature from your liability policies. These coverages are not typically mandatory by state law but are sometimes required for an RV loan. Damage and repair cover things from fixing a panel after a crash to hail damage to towing, depending on your policy specifics. You may also consider a personal property policy for your RV, especially if you store many of your expensive items inside your vehicle. 

Give Us A Call

Craig Insurance Group serves RV owners with all their insurance needs in Raleigh, NC. Contact us today to learn more.

Many would agree that RVs are an exciting and convenient way to travel with your home on wheels. However, there are many different kinds of recreational vehicles and the insurance requirements can vary. Our team of insurance experts at Craig Insurance Group knows that it can be confusing when it comes to understanding insurance requirements regarding your RV. We’re here to take the guesswork out of insurance for our Raleigh, NC residents.

What is RV Insurance?

RV insurance is similar to auto insurance in that it provides protection against liability, bodily injury, and property damage. Like auto insurance, you can purchase more than just liability insurance and get coverage for the repair and/or replacement of your RV. Roadside service and other benefits can be added to RV insurance as well.

A motorized RV is still a vehicle of sorts. This is why you’re required to carry RV insurance on any motorized recreational vehicle. Like a car, it’s a moving vehicle prone to collisions and everything else that a person driving a vehicle would be prone to. 

Do I Need RV Insurance for my 5th Wheel?

No. A fifth wheel doesn’t have a motor. You’re not required to carry RV insurance on your fifth wheel. However, this doesn’t mean that you should go without insurance. If your fifth wheel is damaged you’ll have to pay for the damage out of pocket if you don’t have insurance. Investing in travel trailer insurance is a good way to protect your fifth wheel. Travel trailer insurance will help you pay for any damage sustained by your travel trailer.

Contact Us Today

If you have questions about RV insurance, call us at Craig Insurance Group in Raleigh, NC. We’d be happy to explore your options.

Owing an RV is quite an investment as it doesn’t come cheap. It’s also an exciting feeling touring with everything under one roof. But before you hit the road, think about your safety and your huge investment. RV insurance is a safety net you ought to think about in case of an unfortunate occurrence. That said, you need proper coverage for your RV. Many coverage options are available, making it essential for you to understand them before signing that policy.

Craig Insurance Group is here to help you understand four key areas covered by RV insurance. Let’s explore.

• Liability coverage: North Carolina requires you to have at least a minimum liability coverage if your RV is on the road. Liability insurance protects you from damage or injuries caused by your RV to others like legal costs, medical, or property damage.
• Comprehensive coverage: Some accidents do not necessarily happen on the road. You never know what can happen outdoors, so comprehensive coverage is ideal. It covers most of the things that may happen to your RV, like fire, vandalism, theft, etc.
• Collision coverage: Collision coverage foots the cost of repairing or replacing your RV regardless of who is at fault. However, you will have to pay for the deductible as stated in your policy.
• Underinsured/ uninsured motorist: Not everyone will follow the law. You still find uninsured motorists on the road. If your RV got hit by someone with no insurance, you would have to foot the bill. It is the same case if the underinsured hit you. The cost may not come cheap. That’s why underinsured and uninsured policies come in handy.

RV insurance in Raleigh, NC

You don’t want to be on the wrong side of the law, and nor do you want to wipe out all your savings in the name of RV damages and claims. Be smart, buy RV insurance, and travel the world with nothing to worry about. If you live in Raleigh, NC, or the surrounding area, contact us at Craig Insurance Group for your policy.

Whether because of rising housing costs or wanting to stay on the road, you may have decided that living in an RV is a comfortable lifestyle that works for you and yours. Raleigh, NC is a wonderful city to live near, no matter how you do it, so we at Craig Insurance Group will do our best to get you matched with an RV insurance policy that suits your living conditions.

Most people who have an RV will have a part-time RV insurance policy since they will leave their vehicle parked and unused for months at a time. If you’re transitioning from another living situation into an RV that you have owned for some time, you may already have this type of coverage. Part-time coverage is a valid option, but those who live in their RV will need full-time RV insurance.

Aside from not having any periods of inactivity like part-time insurance does, you’ll typically have higher limits and a wider range of coverage that reflects the increased importance of the RV in your living situation. The policy more resembles a homeowners’ insurance policy, but you’ll still have the on-road protection needed whether your RV is towed or drivable. The combination of benefits is an all-around better solution for anyone using their RV as a full-time place to live.

Like any insurance policy, you’ll have optional coverage that will increase your premiums but provide benefits in more scenarios. The type of RV, its value, your driving record, and other factors will also be considered when a company is offering you a policy. To get a better idea of what full-time RV insurance offers and to get help finding the right provider, Craig Insurance Group of Raleigh, NC can be contacted through our website at any time.

If you’re a resident of Raleigh, NC, and own a recreational vehicle, you need to make sure that you have RV insurance from Craig Insurance Group. This insurance coverage will protect you from high out-of-pocket costs in case of an unexpected disaster. Unfortunately, many recreational vehicle owners do not have a basic understanding of RV insurance, which explains why they do not have this critical coverage. 

How Does RV Insurance Work?

Like any other type of insurance policy, RV insurance helps you deal with the cost of property damage and bodily injuries when you are involved in an accident. It can also help you to address some RV breakdowns. Your RV insurance policy should protect you from almost all risks that you encounter while driving your vehicle or when it’s parked. 

Why is RV Insurance Important?

Due to the significant investment you have made in buying a recreational vehicle, you need to have an insurance policy that protects your asset. You cannot let it run without the guarantee that you will be safe from financial losses no matter what happens. Another issue of importance is that an RV is a massive vehicle, which means that it is likely to be involved in fatal accidents requiring colossal compensation. You need to know that you’re covered against hefty claims.

Is RV Insurance Required?

Like auto insurance, every state demands that you have liability insurance to cover damages you’re responsible for. However, the minimum liability that needs to be covered differs depending on the state.

If you have just bought a recreational vehicle in Raleigh, NC, you may not have a basic understanding of how RV insurance works in this state. At Craig Insurance Group, we are willing to walk you through this new journey and give you a policy that will meet your liability and financial needs.