Do I need RV Insurance when It is Stored in a Garage?

It’s essential to maintain insurance coverage for your RV at all times. Why? Because unexpected incidents can occur, even when it’s parked. Our professional insurance team at Craig Insurance Group, serving Raleigh, NC, recommends year-round insurance coverage due to the potential risks:

Theft and Vandalism

Regrettably, theft and vandalism can still occur even if your RV is parked and stored in a secure location. Without insurance coverage, you would be responsible for the cost of any necessary repairs.

Fire Damage

There’s always a risk that a structure, such as a garage, warehouse, or other storage unit, could catch fire, damaging or completely destroying your RV and its contents. Without the appropriate insurance coverage, you would have to pay for the repairs or replacement out of pocket.

Extreme Weather

If your RV is parked outdoors, it could be damaged by severe weather events like hail, floods, or fallen trees. Without proper insurance coverage, you would be responsible for the cost of any resulting repairs.

Parked With Other RVs

It could be accidentally damaged if your RV is stored in a warehouse with other RVs, boats, and ATVs. Without insurance, you may have to cover the cost of any damage.

Get Proper RV Insurance Today

Protect your investment by ensuring you have the right RV coverage throughout the entire year. While you might not need full coverage during the off-season, it’s still important to have some level of coverage, whether your RV is parked indoors or outdoors. Our professional team at Craig Insurance Group, serving Raleigh, NC, is here to discuss your RV coverage and all your insurance needs. Contact us today.

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